Hi, my name is Jay Urban and I am the President of Urban & Taylor S. C. On behalf of my partner, Scott Taylor, and along with the other lawyers and staff of Urban & Taylor S. C., let me thank you for considering our firm in representing you. If you are visiting this web site, it is likely that you or a loved one have suffered serious injuries as a result of someone else’s negligence. We are here to help.

In matters of serious personal injury, it is imperative that you consult with a lawyer experienced in these matters to ensure that the professionals who work for the insurance companies do not take advantage of your situation.

When the negligence of another causes you or a member of your family serious injury, insurance companies are quick to offer a minimal settlement to dispose of the claim. The insurance representative will often visit you at the hospital or at home within a day or two of the accident. Insurance companies know that at this time you are at your most vulnerable. They know that in the short time since the accident, you have already begun to worry about medical bills, leave from work and the wages that your employer will not pay. They are trained to try to settle the claim right then for a minimal amount of money, perhaps far less than the total of your medical bills and lost wages with no consideration for pain and suffering damages.

Make no mistake. Insurance representatives are trained professionals. They are taught how to settle claims quickly and cheaply. In many companies, an insurance adjuster’s pay or promotion depends upon how low he or she can settle claims.

Often, insurance adjusters will attempt to discourage you from talking to a lawyer by telling you that lawyers will take a percentage of your settlement. It is true that most lawyers in this field work on a contingency. However, what the adjuster won’t tell you is that their offer is well below what is fair and that a competent lawyer can obtain for you. A lawyer who frequently tries cases can obtain a far better settlement on your behalf; the result being that your net recovery is often far more than the total amount initially offered by the insurance company.

Our firm has always represented people. Not corporations, and certainly not insurance companies. Just people. Like you and me. If you need representation by a law firm willing to try your case if necessary, treat you fairly, and speak with you honestly, then give us a call. We can help.